Dignity Protection

Golden Charter Pre-Paid Funeral Plans

Taking out a pre-paid funeral plan leaves nothing to chance when you’re gone. Our funeral plans provide peace of mind and reassurance to you and those you care about, so that when the time comes you know that your wishes are recorded and specific details documented. This ensures that your instructions are carried out as you wish whilst supporting your family through the arrangements and service on the day.

More than a million people in Great Britain have taken out a funeral plan, over 400,000 of them with Golden Charter. In many cases our clients have known the grief of bereavement and don’t want their families to go through the stress of making arrangements.

Golden Charter Funeral Plans allow you to choose the specific details of your funeral such as which piece of music or hymns you would like at your funeral, and what choice of hearse you would prefer for you final journey, whether it be by horse and carriage, motorcycle and sidecar or a classic or modern traditional hearse. The plans also allow you to stipulate the bigger decisions of whether you wish to be buried or cremated, if you want a religious or non-religious service and if you have someone particular you would like to take the service. These can all be major supports to your family at the time of making arrangements as they may never have had the opportunity to discuss these with you.

Along with the assurances of your choices, you can also ensure that your funeral is paid for, so that your family do not need to worry themselves with the financial burden of covering the costs of the funeral. Golden Charter Pre-Paid Funeral Plans offer a wide range of options to pay, including one-off, fixed term and monthly payments to fit your budget. Pre-paying for your funeral can be the most thoughtful decision you can make and ensure dignity protection when you need it the most.

How the plans work

Once you have selected how you wish to pay for your plan and, depending on your choices, your money is paid into the Golden Charter Trust. Over the years your money grows and when the time comes, your nominated independent funeral director receives the payment, including any growth. This pays for the agreed funeral services that you have requested. No matter how much costs rise in the intervening period, your loved ones will not be asked for a penny more for the funeral directors services included within your plan. The allocation towards the disbursements will go up as well, and your family will only be asked to cover the difference, should these charges increase above inflation. On past experience, a pre-paid funeral plan gives you better value for money than high-interest building society accounts.

Why choose Golden Charter Funeral Plans through PP Trusts

Golden Charter are owned by Independent Funeral Directors, ensuring that our funeral plan holders are looked after and that our clients wishes are secured. Our clients funds are securely managed by the Golden Charter Trust.

Golden Charter Funeral Plans are guaranteed to remain with Independent Funeral Directors. Should you choose to retire or move to another part of the country your details will be transferred to another independent funeral director in that area, should you wish. The Independent Way plans that PP Trusts offer allow you to change details and add additional items to the plan should you need to. Golden Charter Funeral Plans provide value for money and mean that you will receive the funeral you request at the time of need, paying today’s prices.

PP Trusts work alongside Golden Charter Funeral Plans to ensure that your dignity is protected and forms parts of our recommended planning frameworks.

Get in touch today with PP Trusts to discuss your funeral planning requirements.